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Auto Insurance – Calgary 2024-09-20T12:54:47-06:00

Trusted Calgary Car Insurance & Auto Coverage Consultants

Go Insurance Has All Your Calgary Auto & Car Insurance Needs Covered

Go Insurance’s team of talented and knowledgeable customer experience consultants are here to help you find the right car insurance policy for you and your family. From flexible policy options and transparent, straightforward pricing to competitive quotes, we have a little something for everyone! Talk to one of our Calgary car insurance specialists and see what we have to offer — or get a quote online in just a few minutes. Setting up your car insurance has never been easier!

Regardless of whether you’re simply window shopping for a better priced policy, or you’re a new driver looking for your first auto insurance quote, our customer experience consultants are here to help and answer any questions you may have. We have a diverse range of carriers which allows us to provide our customers with a wide range of pricing and coverage options all in one place!

With Go Insurance, our customers can be sure that they will get the best rates and options in Calgary, as well as:

  • Flexible and affordable payment plans
  • Convenient mobile appraisal services
  • Age, driving record, and occupation discounts
  • Extra coverage for windshield replacements
  • Amazing insurance rates on other vehicles, such as ATVs, RVs, and fifth wheels

How Changes to the DCPD Could Affect Your Calgary Auto Insurance Premiums

Taken into effect January 1, 2022, Direct Compensation for Property Damage (also called DCPD coverage) is a new legislation implemented by the Government of Alberta that provides coverage for vehicle repairs, contents, and loss of use if the policyholder is found to be not-at-fault in an automobile accident or collision.

Unlike collision coverage, DCPD covers the not-at-fault damage done to the policyholder’s vehicle, its contents, and its loss of use. Collision coverage, which is an optional coverage and is not included in the standard car insurance policy, only covers the damage done to the policyholder’s vehicle as well as any at-fault collision damage.

Under DCPD, policyholders with less expensive vehicles (or cars that aren’t as costly to repair following a collision) will find that their premiums will be comparatively lower than owners of luxury vehicles.

For more information about how Direct Compensation for Property Damage will personally affect you and your premium, please be sure to give one of our insurance consultants a call or review our DCPD summary!

Switch Over to Go Insurance and Enjoy Discounts on Your Car Insurance Policy 

When you become a Go Card Customer Rewards member, you can get up to 30% off of your Calgary car insurance policy, as well as enjoying other discounts and savings. Our customer rewards program is also perfect for homeowners looking to bundle their auto and home insurance policies together!

In addition, you can earn up to $500 when you refer a friend or family member to buy a Go Auto vehicle! To learn more about our Go Card program, get in touch with one of our consultants at 1.866.548.2298.

Matching You with Affordable Car Insurance Policies and Coverage Plans 

It’s a given that when you go shopping for a new insurance policy, you want basic coverage for liability, direct compensation, and accident benefits. At Go Insurance, we can provide you with a wide selection of policies that not only meet your requirements but also line up with your lifestyle. From multi-vehicle insurance plans to insurance policies for your recreational vehicle, our consultants are here to provide you with a quote that won’t make your heart drop!

Enhance Your Standard Calgary Car Insurance with Additional Coverage Options 

When you choose to purchase your vehicle insurance with us, you get the option of adding the following features to your policy — roadside assistance for claims, rental car coverage, accident and minor conviction protection, glass coverage, and more!

For more information about what additional features you can add to your Calgary car insurance plan, please get in touch with one of our customer experience consultants today.

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Calgary car insurance

Motorcycle Insurance

Protecting All Calgary Motorists On the Road

Here at Go Insurance, our huge range of auto insurance policies also includes coverage for motorcycles. Stay up to date with the latest in affordable motorcycle policies and select a plan from our customizable and flexible options. We also include coverage options that safeguard sidecars, trailers, and camping trailers within our insurance plans. Furthermore, our motorcycle insurance plans also offer additional coverages for valuable vehicle modifications such as chrome and accessories.

If you own a motorcycle in Calgary, you can be sure that we will have the coverage you need to feel safe on the roads. Regardless of whether your bike is a Harley, Yamaha, Buells, Kawasaki, or a Ducati, we have insurance options for you!

Go Insurance supports numerous motorcycle events like MS Ride and is a proud supporter of the Belt Drive Betty.

 Give one of our specialists a CALL TODAY!

Hagerty Collector Auto Policy Features

Car insurance explicitly designed for classic and collector vehicles

Car Insurance FAQ

Calgary car insurance through Go Insurance

Generally, premiums in Calgary are comparatively higher than in other parts of Alberta. It is important to keep in mind that your premium will be different from other individuals’ coverage as insurance rates are determined by factors such as: driving record, age, location, coverage types, and the make and model of your vehicle.

Calgary car insurance from Go Insurance
Insurance in Calgary influenced by driving record and coverage types

Even with no-fault insurance, your car insurance rates and premiums can increase following an accident even if it was not your fault. The amount of the increase will vary from carrier to carrier, with some rates increasing noticeably more than others.
For more information regarding your premium and how it may rise following a motor accident, please contact us, and one of our customer experience consultants will be happy to go through all possible changes.

Premiums and Calgary car insurance for accidents

While anti-theft devices act as a great deterrent for car thieves, it is important that you still take steps to prevent vehicle break-ins as much as possible. It is also crucial that you choose a device that is right for both you and your vehicle. There are a wide range of anti-theft devices with different purposes such as hidden ignition kill switches, brake locks, remote vehicle security subscription services like OnStar, audible alarms, and more.

Anti-theft devices can also reduce your insurance premiums; talk to one of our specialists for more information!

Anti-theft devices to reduce Calgary car insurance premiums

Your policy will still apply as long as the person driving your car during the accident:

  • Is legally allowed to operate a motor vehicle
  • Had your permission to drive your vehicle
  • Has not committed a crime or felony while operating your vehicle

Depending on the type(s) of coverages you choose, the contents of your car may not be covered by your car insurance policy. Generally, if someone breaks into your car, your car insurance will only cover the damage done to your car and not any loss of possessions. Be careful not to leave valuables in your vehicle if you are leaving them unattended for a long time - especially at parks and other quiet locations.

Contents are not covered by car insurance in Calgary

Yes! If you were involved in a vehicular accident, you should call the police as soon as possible. If the vehicle is still in drivable condition, but the damage exceeds $2000, you should file a report at your local police station within 24 hours.

Police contact after car accident for Calgary car insurance damage reports

After a vehicular accident, it is crucial  that you perform the following steps:

  • Ensure  you and everyone in your vehicle have not been injured
  • If possible, move your vehicle safely out of traffic. If this cannot be done, then be sure to lock the doors, while speaking to the police or the other driver involved
  • Call the police if necessary
  • Report the claim as soon as possible by calling us directly at 1.866.548.2298
  • Exchange basic information with the other driver(s) involved such as name, drivers license number, vehicle registration, and insurance information

If your car is in an undrivable condition, we can help you arrange for towing and safe storage while you take the time you need to recover from the collision.

What To Do In Case Of An Accident

No matter what, your first course of action following a car accident is to CONTACT US.

After An Auto Accident or Collision

  • DO NOT admit fault or liability or discuss the accident with anyone other than the police
  • Attend to any injuries and alert paramedics and police as soon as possible
  • Obtain names and contact information from any available witnesses
  • If you have a camera, take photos of the damage, your vehicles, and the scene of the accident
  • Stay safe! If you are able to put your four-way flashers on, do so. If you have traffic cones, put them out to let other drivers know to give you room

Emergency Claims

Economical car insurance in Calgary

1.800.265.2180

Hagerty in Calgary offering auto insurance

1.866.922.6569

Auto insurance in Calgary through Chubb

1.800.532. 4822

Insurance for your car in Calgary

1.866.464.2424

Auto insurance with Go Insurance and Echelon

1.866.252.2854

Car and auto insurance in Calgary with Travelers

1.800.461.6153

Mobile Appraisal Service

The Simplest Way to Handle an Insurance Claim!

If your vehicle is in drivable condition, you’re eligible to partake in our Mobile Appraisal Service. Simply fill out the form below, and we’ll send a specialist to your home or place of business for a 10-20 minute on-the-spot appraisal.

Advantages of a Mobile Appraisal from Go Insurance

Dealing with an insurance claim can be a headache. Our goal is to streamline this process and make it as easy and convenient for you as possible, so you can get back on the road!

  • Receive a professional, accurate appraisal on your vehicle from the comfort of your home, or place of business, from an experienced appraisal specialist
  • You’ve taken advantage of Accident Forgiveness on your policy – now preserve it! As a Go Insurance customer, you’ll save 10% on your repair bill with one of Go Auto’s three Edmonton body shops (locations on both north and south sides) when you repair your vehicle without making a claim
  • Earn Go Card reward dollars that can be redeemed on any future Go Auto Purchase
  • Receive a lifetime guarantee on your repair work
  • Towing service can also be provided 
  • Shuttle service, or a free service loaner, available at all locations
  • Get preferred scheduling

Simplifying The Claim Process With Our Mobile Appraisal Services

  • Available for all drivable claims
  • Appraisers can visit you at home or at work
  • You’ll receive an email afterward with your estimate, the potential expense, and how your claim will impact your insurance moving forward
  • Consult with experienced claims professionals who can advise you about how to save money, while preserving your hard-earned claims history
  • Take advantage of flexible repair payment plans to fit any budget
  • In many cases, we offer same day service; an appraiser will visit you right away to get started on your claim appraisal
  • Appraisals only take between 10 and 20 minutes

    Our Reviews

    Service Regions

    Go Insurance in Calgary

    4.7/5 Based on 1122 reviews
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    Map of Canada with Go Insurance locations in red
    Go Insurance Serves the Following Areas:
    • Calgary
    • Airdrie
    • Elboya
    • Mission
    • Sunalta
    • Altadore
    • Beltline
    • Parkdale
    • Dover
    • Hillhurst
    • Inglewood
    • Banff Trail
    • Renfrew
    • Tuxedo Park
    • Capitol Hill
    • Windsor Park
    • Crescent Heights
    • Radisson Heights
    • Upper Mount Royal
    • Mayland Heights
    Don't see your location here? Call us at 1.866.548.2298 or contact us to find out if we can service your area!

    Take Advantage Of The Go Card
    Customer Rewards Program!

    Instantly earn $50 on your Go Card when you switch your Auto & Home insurance to Go Insurance!

    Go Card members can also enjoy…

    • Up to 10% off in savings on parts and services
    • Earn 5% on your parts, service, and accessories bill as points on your card for future use
    • Earn $500 on your card if someone you refer buys a car from any Go Auto dealership
    • Earn $500 for your second, third, fourth, or even tenth vehicle purchase
    • Spend your points in-store. Use your points to save on service bills, or use them toward a new vehicle
    Auto insurance card in Calgary

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