Edmonton Car Insurance & Auto Insurance Specialists
We are a team of dedicated automobile insurance professionals
Getting car insurance has never been more straightforward. Now, with our new online tools, you can choose your coverage from flexible policy options and pricing, get a quote, and sign up all in a matter of minutes!
Our diverse range of carriers allows us to offer you competitive rates, and additional coverage options to help protect you and your vehicle. Whether you need help with a claim or are just seeking general information, our team of insurance specialists is always here to help.
We aim to provide enough information to allow you to make an informed decision on which coverage plans, rates, and options work best for you and your circumstances.
You’ll get the best rates and carriers, as well as:
- Excellent payment plans
- Convenient mobile appraisal services
- Discounts for age, driving record, and occupation
- Extra windshield coverage
- Great rates on insurance for other vehicles, including ATVs, RVs, and fifth wheels
The Best Auto Insurance Rates & Premiums You Can Find in Edmonton, Alberta
Go Insurance partners with many local insurance companies to give you the opportunity to choose from a selection of plans that fit your budget, lifestyle, and car insurance needs— whether you need coverage for your antique collectible car or your everyday vehicle. At our Edmonton office, we work with Intact Insurance, Novex, Economical Insurance, Hagerty, Echelon Insurance, and Travelers Canada to make sure our clients can get the insurance coverage they want when they want it.
Car Insurance Coverage & Protection All Across Canada
Your car insurance doesn’t just protect you while you’re driving down Alberta’s highways, it also follows you and your car as you travel throughout Canada and the US. We advise that, as with all travel, you take extra precautions when driving outside of your home province.
Should you get into an accident, you must contact the police if the damage exceeds the following thresholds:
- British Columbia – $10,000
- Saskatchewan – Immediately
- Manitoba – $1,000
- Ontario – $2,000
- Quebec – Immediately
- New Brunswick – $400
- Nova Scotia – $2,000
- Newfoundland and Labrador – $1,000
- Prince Edward Island – $2,000
- Yukon – $1,000
- Northwest Territories – Immediately
- Nunavut – Immediately reported to the nearest RCMP office
- USA – Immediately
For more information or to keep up to date with the latest Canadian property damage collision reporting thresholds, be sure to get in touch with one of our Edmonton car insurance consultants!
How DCPD Coverage Affects You in Edmonton, Alberta
Direct Compensation for Property Damage, or DCPD coverage, is a legislative change introduced by the Government of Alberta that aims to reduce response times on collision claims. Taken into effect on January 1, 2022, DCPD enables drivers to receive coverage for vehicle repairs, contents, and loss of use if the policyholder is not at fault for the accident.
Not only is DCPD a fairer system already utilized in most provinces in Canada, but policyholders can also enjoy the following benefits:
- Reduced subrogation-associated costs
- Faster repairs to your vehicle without any delays or complications
- $0 deductible (Companies can offer alternative costs for deductibles to reduce the premium charged under DCPD)
- Long-term premium stabilization
- 73% of Alberta drivers will see only a +/- 5% difference in their premiums
For more information about how Direct Compensation for Property Damage will directly affect you, be sure to review our DCPD Summary or give our insurance consultants a call toll-free at 1 (866) 548-2298.
Motorcycle Insurance
We are a rider-friendly agency.
Go Insurance is happy to insure all types of motorcycles. Our policies are completely customizable, and include options for side cars, trailers, and custom parts such as chrome and accessories.
From Buells, to Harleys, to Yamahas, Go Insurance is ready to help you get the coverage you need. Call one of our motorcycle insurance specialists today to find out how you can get more insurance options and save!
Go Insurance supports motorcycle events such as the MS Ride and the Christmas Toy Run in Edmonton, and is a proud supporter of Belt Drive Betty.
Give one of our specialists a call today!
Reliable & Sound Automobile Insurance Advice From Our Expert Consultants
Here to Help Dispel Any Policy Purchasing Stress
Whether you’re shopping for your first auto insurance policy or desperately need a quote that properly satisfies your budget, Go Insurance has the means to provide you with what you require. From premium and deductible inquiries to additional coverage options, you can rest assured that your policy covers you for the basic coverages of liability and protection.
Have all your concerns addressed by one of our customer experience consultants today and get matched with an insurance plan that meets the requirements of your lifestyle!
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Car Insurance Edmonton FAQ
After a car accident, some of the important things you should do are:
- Check for any injuries
- Remain with your vehicle at the scene
- Take photos of the vehicles and the scene for insurance documentation
- If possible, move the vehicle safely out of traffic. If you can’t, lock the doors of your vehicle to safeguard your valuables
- If necessary, call the Edmonton police*
- Exchange basic information, such as contact & insurance information, with the other drivers involved
- Report the claim to Go Insurance as soon as possible by calling us directly at 1-780-448-2298
- If your car is not driveable, towing and temporary safe storage of the vehicle can be arranged
*Contacting the Edmonton police is not necessary if no one has been injured, if no one is impaired, the combined damage is under $2000, and/or proper documentation is on hand. Should the combined damage be over $2000, contact the police and bring the vehicle to a police station and complete a Collision Report Form. Make sure to bring your driver’s license, ownership documentation, insurance documentation, and details about the incident, such as witnesses.
Anything inside your vehicle at the time of your accident can and should be claimed under the “contents” section of your property insurance policy (i.e. home or content policy). Your property deductible will apply.
If someone else was driving your car during the accident, your insurance policy will still apply, provided that person:
- is legally allowed to operate a motor vehicle
- was driving your vehicle with your permission
- has not committed a crime (under the Criminal Code of Canada) while driving your vehicle
- was driving according to the prohibited uses clause in your policy (i.e. he/she was not racing)
If the other driver is responsible for the accident, then that driver’s insurance policy should cover for the damages caused, even if someone else was driving your car. With regards to how it affects your insurance premium, this varies on a case to case basis so make sure to get in touch with us for more insurance information at 866-548-2298.
Just like vehicles, anti-theft devices come in many makes and models. Naturally, some devices are less effective than others. Some will sound an alarm, others will shut your car down without the correct key, etc. Choose the system that’s right for you and your vehicle.
If you switch your home and auto insurance over to Go Insurance and become a Go Card Customer Rewards member, you can save up to 30% on your Alberta car insurance. Call today and identify yourself as a GO Card member for more insurance coverage, savings and discounts!
In Alberta, you will have to bring the following documents when purchasing auto insurance for your vehicle:
- Vehicle registration, bill of sale, or lease agreement
- Depending on the age of your vehicle, a vehicle inspection report form may be required
- If your car was registered outside of Alberta, you will also need to provide an out-of-province inspection report
- Driver’s license numbers and dates of birth for all drivers of your vehicle
If you have any questions on what documentation you will need to bring, please feel free to contact us directly at info@goinsurance.ca.
Our Edmonton Go Insurance customers can add and enjoy additional features such as roadside assistance, rental car coverage, replacement cost coverage on new vehicles, accident protection, minor conviction protection, and glass coverage for the entire vehicle with a $50 deductible! If you’re curious about what else you can add on top of your standard car insurance policy, talk to one of our insurance advisors at any of our Alberta locations!
Typically, the premiums for new drivers in Alberta are fairly high, because first-time drivers pose a higher risk to insurance companies. So insurance companies tend to be more cautious, therefore requiring a higher premium. However, as the driver ages and keeps a clean record, the insurance premium will start to decrease over time.
If you are a new driver and are looking for a quote for your auto insurance, you can get yours in a matter of minutes! Simply scroll up and hit the “Get A Quote” button and answer a few questions to begin seeing what auto insurance policies and prices are available to you.
Despite how it sounds, no-fault insurance does not mean that you can’t be found at-fault when you find yourself involved in an auto accident. No-fault car insurance simply means that your insurance company will still file your claim and cover you for losses, regardless of who caused the accident. Edmonton drivers should exercise caution at all times and be aware of evolving city traffic rules and regulations.
To learn more about terms you may come across while purchasing your new policy, be sure to check out our Insurance Glossary page! Our consultants are also available to answer any questions you may have while making a file or looking through policy options.
Tailgating is a common problem on city roads. Remember that it is your responsibility to follow the speed limit and if someone is tailgating you, you are not required to speed up. Maintain the speed limit and the driver behind you will eventually change lanes and go ahead.
Mobile Appraisal Service
The simplest way to handle an insurance claim!
Why drive your damaged vehicle to the body shop when Go Insurance can have a Mobile Appraisal Specialist come to you? If your claim is drivable, you’re eligible. Simply fill out the form below, and we’ll send a specialist to your home or place of business for a 10-20 minute on the spot appraisal.
Advantages of a Mobile Appraisal from Go Insurance
Dealing with an insurance claim can be a headache. We’re here to make it as easy as possible for you, so you can get back on the road!
- Receive a professional, accurate appraisal on your vehicle from the comfort of your home or place of business from an experienced appraisal specialist.
- You’ve taken advantage of Accident Forgiveness on your policy – now preserve it! As a Go Insurance customer, you’ll save 10% on your repair bill with one of Go Auto’s three Edmonton body shops (locations on both north and south sides) when you repair your vehicle without making a claim.
- Earn Go Card reward dollars that can be redeemed on any future Go Auto Purchase.
- Receive a lifetime guarantee on your repair work
- Towing service is provided where necessary.
- Shuttle service, or a free service loaner, available at all locations.
- Get Preferred scheduling.
Mobile Appraisal Services at Go Insurance
- Available for all drivable claims
- Appraisers can visit you at home or at work
- You’ll receive an email afterward with your estimate, the potential expense, and how your claim will impact your insurance moving forward
- Consult with experienced claims professionals who can advise you about how to save money, while preserving your hard-earned claims history
- Take advantage of flexible repair payment plans to fit any budget
- In many cases, we offer same day service; an appraiser will visit you right away to get started on your claim appraisal
- Appraisals only take between 10 and 20 minutes
Don’t have a Go Card?
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