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Renters and Condo Insurance 2024-09-20T14:24:28-06:00

Edmonton’s Renters and Condo Insurance Specialist

Many people underestimate the value of their home’s contents, and don’t see the value in obtaining content insurance. It isn’t until a fire, break-in, or other incident occurs, that expenses add up and content insurance suddenly makes sense.

Consider the valuable contents within your property:

  • Televisions, computers, or gaming consoles
  • Sofa couches, beds, dressers
  • Artwork, memorabilia, special decor

Content insurance coverage provides peace of mind to renters and homeowners alike that the valuables within your home are accounted for and insured.

If you live in a condo, you likely have insurance through your condo board. However, many condo owners are not aware that their policies through the condo board do not cover contents or personal liability. Always be sure to read and understand your insurance policies. Don’t hesitate to call Go Insurance’s trusted Edmonton insurance specialists if you need help understanding your coverage!

Choosing the Right Tenant Insurance Coverage for Your Lifestyle 

It’s important to consider not only where you live, but how you live when choosing to purchase renters insurance. If you are frequently away from home for work or travel, you may be more at risk of break-ins and theft. If you own high-value items necessary for your livelihood, such as a musical instrument or specialized sporting gear, the replacement cost can be high if they were to be lost. Make sure your renters insurance policy covers content replacement costs for specific items like these.

Working from home or running a home-based business is now commonplace. If you have customers visiting your place of business, you should consider including insurance coverage for any damages caused by persons entering your home, as well as any injury they might sustain while on your premises, such as slipping on a shiny floor, or stumbling on some tricky stairs.

Shopping for Condo & Renters Insurance in Edmonton? We have Renters Covered!

Get Comprehensive Coverage For Your Condo, Tenant, or Renters Insurance

Getting an insurance quote has never been easier with our upgraded online tools. Get a free quote in a matter of minutes just by answering a few questions, or contact one of our Edmonton customer service representatives today! Our consultants will help you choose the right coverage for your needs with options and pricing that fit your lifestyle and insurance needs.

Comprehensive coverage for rental insurance includes coverage for the following:

  • Personal property
  • Personal liability
  • Additional living expenses

For more details on coverage options, be sure to contact us at (780) 448-2298!

Stay Up to Date With Your Insurance Policy With Affordable & Flexible Quotes

With our convenient online questionnaire, you can save more on your premiums whenever you decide to update your condominium or rental insurance policy. In addition, we partner with insurance companies such as Intact and Travelers Insurance to provide you with more than just affordable and flexible quotes— our consultants aim to match you with the best policy that fits your budget and lifestyle needs.

Condo, Renters, and Tenant Insurance You Can Trust

Go Insurance’s dedicated team of insurance professionals have been serving the Edmonton, Alberta community over the past decade, providing comprehensive policy coverage for all your property insurance needs. When obtaining your quote, we’re happy to review all your available options to create the best policy that works for you and maximizes your savings. If you’ve been looking for a new insurance policy and have any specific questions regarding quotes, coverage, claims or liability, let Go Insurance be the first to answer them for you.

Locally Owned and Proud Supporters of the Edmonton Community

Go Insurance is proud to be a locally owned insurance company that is actively giving back to the Edmonton community in a meaningful way. In addition to supporting amazing Canadian charitable organizations such as the Humane Society, the Canadian Cancer Society, and Little Warriors, we have also put together special initiatives through our Random Acts of Kindness program that has directly contributed 88,000 meals each year to children in the Edmonton school system.

If you would like to know more about how Go Insurance is giving back, and the progress we’ve made so far, we have some great stories to share with you - Go Gives Back.

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renters and condo insurance Edmonton

Professional and Expert Advice From Renters & Condo Insurance Consultants

That Know the Ins and Outs of the Insurance Policy Purchasing & Claims Processes

Making a condo or renters’ insurance claim can be complicated when you don’t quite understand what you may be covered for. Let us take some of that stress off your shoulders and help you recover from your loss or damages. Our insurance experts are here to help answer any questions or concerns you may have when it comes to your insurance policy.

From matching you to the right types of coverages that fit your lifestyle to answering any remaining condo insurance concerns while receiving your quote, our team has you covered.

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Renters and Condo Insurance FAQ

Edmonton Renters Insurance Frequently Asked Question (FAQ)

Compared to home insurance, the cost for renters insurance in Edmonton is fairly inexpensive while providing a lot of security and peace of mind. Policy prices are determined by various factors such as the city/neighborhood you live in, the type of dwelling, and your personal insurance history. Choosing higher coverage limits or extra coverage will also increase the cost.

Renters Insurance in Edmonton
Renters Insurance in Edmonton

While not mandatory, landlords do have the right to ask tenants to obtain adequate renter’s insurance in order to reside in their property. Since the cost of an average Edmonton renters insurance policy is relatively low, renters insurance gives you peace of mind for very little money that you and your belongings are protected.

Edmonton condo insurance
Go Insurance: Edmonton renters insurance for homes and condos

Coverage Limits

Check the maximum amount the policy covers for lost or damaged contents, living expenses should you need to stay elsewhere while repairs or services are being done, and personal liability for damages/injuries you or a guest might cause or sustain.

Deductible

Check that the amount you will have to pay upfront when you make a claim is reasonable for you.

Policy Scope

Make sure any extra needs are covered, such as specialized, high-value items, business equipment, and coverage for business liabilities if you run a business from your rental home.

Renters looking for insurance in Edmonton
Insurance for apartments and rental condos in Edmonton

Similar to other insurance claims, you need to contact your insurance provider as soon as possible and report your claim. An insurance adjuster agent will be assigned to you to collect all the necessary details, after which an assessment will be made, and if valid, a reimbursement amount determined.

Go Insurance for renter insurance options in Edmonton

No! As long as your new address stays within Alberta, you simply need to call our consultants to update the information on your policy with your new address and details on your new home.

Is Edmonton renter insurance mandatory?
New condo and rental unit Edmonton renters insurance

Yes! Please let our customer experience consultants know if you currently have or are planning to have someone else living with you. Depending on their relation to you, they may be eligible to be covered by your rental insurance plan.

For more information, please call us at (780) 448-2298!

Edmonton renters insurance package for roommates
New arrivals in Edmonton need renters insurance

Not necessarily; however, we strongly encourage you to look into renters insurance as it can help you cover expenses should the unexpected ever strike. At Go Insurance, our customer experience consultants look out for your best interests. That is why we take the time to learn about your insurance needs and budget to match you with the best insurance policy for you.

When shopping for a new policy, we recommend looking at policies that include the following:

  • All-risk protection
  • Personal liability coverage
  • Replacement cost coverage
  • Additional living expenses coverage

To learn more about what terms may be helpful in your search for the best renters insurance policy, be sure to visit our extensive insurance glossary!

For the past decade, Go Insurance has helped the Edmonton community get matched to comprehensive and affordable insurance policies for all their auto, home, commercial, travel, and rental needs. Our team of dedicated insurance professionals is here to help answer any questions you may have regarding your premiums, rates, and insurance options.

We are a locally owned insurance company and an active supporter of our local community. Our team strives to ensure that you have the best experience possible while updating or purchasing a new insurance policy.

We recommend that you have the following information with you regardless of whether you’re inquiring for a detailed or quick quote:

  • Estimated content replacement cost
  • Inquiring property's distance to fire station or hydrant
  • Building details, such as building type, property age, etc.
  • Total claims filed in the past 10 years

To receive a more accurate and detailed quote, we recommend booking an appointment to speak with one of our renter's insurance consultants today!

The cost of your premium is contingent on the coverage options selected, deductibles, and limits set by your chosen policy. For clients wishing to lower their premiums, we recommend talking to an insurance consultant about eligible discounts or reassessing your insurance coverage needs, as well as bundling policies together for a multi-policy purchase or installing a security system into your property.

To get in touch with one of our expert Edmonton rental insurance consultants, be sure to call us at (780) 448-2298!

Your roommates can be covered under your insurance plan if they are also listed on the policy. If they are not included, the claims for their personal belongings can be denied.

Our Location

Service Regions

Edmonton, Alberta
  • 16830 107 Ave NW,
    Edmonton, AB T5P 4C3
  • 1.780.448.2298

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