Smart Coverage for Business Owners
Essential Business Insurance in Calgary
Operating a Calgary-based business comes with its opportunities and challenges. From the bustling downtown core to thriving industrial zones, Calgary’s diverse business environment demands proactive protection against potential risks. Go Insurance offers customized business insurance plans to safeguard your company from threats like property damage, liability claims, and interruptions. Our coverage provides you with the confidence to grow your business while we handle your insurance needs.
Comprehensive Commercial Insurance
Go Insurance provides you with:
- Tailored commercial insurance plans that fit your business needs.
- Expert advice from local Calgary brokers who understand your industry and your city.
- Reliable protection for Calgary’s unique business challenges.
- Coverage against unexpected events, including property damage, liability claims, and business interruptions.
Coverage Options for Calgary Businesses
Go Insurance has a range of business insurance coverages to meet Calgary enterprises’ needs:
- Property Insurance:
Protects buildings, equipment, and inventory against fire, theft, and vandalism, ensuring financial security from property damage.
Learn More - General Liability Insurance:
Covers medical and legal expenses if someone is injured on your premises, protecting against lawsuits.
Learn More - Business Interruption Insurance:
Covers income loss, ongoing expenses, and relocation if operations are disrupted by unexpected events.
Learn More - Commercial Vehicle Insurance:
Essential for businesses relying on vehicles, covering accidents, theft, and liability to keep operations running smoothly.
Learn More
Industry-Specific Solutions for Calgary’s Diverse Businesses
Calgary is home to diverse industries, each facing unique risks. Go Insurance offers tailored coverage to meet different sector needs:
- Retail: Protect your store, inventory, and customer interactions.
- Professional Services: Errors & Omissions (E&O) insurance protects against claims of negligence.
- Construction and Trades: Coverage for tools, equipment, and job site liability.
Our experienced brokers help identify industry-specific risks and provide the coverage needed to mitigate them.
How Factors Impact Your Business Insurance Rate
Several factors influence the cost of business insurance premiums in Calgary, including:
- Business Type:
The nature of your business determines the level of risk, which affects your premium. High-risk industries, such as construction, generally have higher premiums than lower-risk businesses like consulting. - Location:
Your business location in Calgary also impacts your premium. Businesses situated in areas with high crime rates or higher chances of natural events may face increased insurance costs. - Claims History:
A history of frequent claims may lead to higher premiums. Minimizing risks and maintaining a good claims record can help keep your costs down. - Coverage Limits:
The level of coverage you select also impacts your premium. Higher limits provide more protection but come at an increased cost.
Ways to Save on Business Insurance Rates
Reducing your business insurance premiums is achievable with these strategies:
- Bundle Policies: Combine multiple business insurance policies, such as property and liability, for discounts on your premiums.
- Implement Risk Management: Implementing risk management practices, such as employee training, regular equipment maintenance, and safety protocols, helps minimize risks and may lower your insurance costs.
- Increase Your Deductible: Choosing a higher deductible can reduce your monthly premiums. However, ensure your business can handle the deductible in case of a claim.
- Install Security Systems: Adding monitored security systems, fire alarms, and sprinkler systems can reduce the risk of theft or damage, potentially lowering your premium.
Why Choose Go Insurance
Choosing Go Insurance means choosing a team dedicated to your well-being. Here’s why Calgary residents trust us:
- Strengthen our Community: Committed to supporting Alberta residents through every stage of life.
- Innovate with Purpose: Using modern solutions to ensure efficient coverage.
- Ask Why, Inspire How: A proactive approach to providing the right coverage for your situation.
- Our Mission: We raise the bar by delivering exceptional service and setting a new standard for excellence.
- Empowering Protection, Elevating Expectations: We understand Alberta’s unique needs and provide tailored solutions.
By following these principles, we’re not just delivering insurance—we’re creating lasting, positive change in our community.
Liability Coverage for Calgary Business Owners
Liability risks can significantly impact your business’s stability. Go Insurance offers tailored liability coverage to protect against potential lawsuits and financial setbacks. General liability insurance covers accidents or injuries on your premises, while professional liability (E&O) is crucial for those offering advice or services. This type of coverage protects you from claims of negligence, mistakes, or failure to deliver promised results, ensuring your business remains secure and financially stable.
Specialized Commercial Vehicle Insurance
Many Calgary businesses rely on commercial vehicles for operations, such as deliveries or transporting goods. Go Insurance offers commercial vehicle insurance to protect your fleet, including coverage for accidents, theft, and liability. Whether your business uses vans, trucks, or specialized vehicles, our policies ensure that your operations stay on track, minimizing disruptions and financial risks.
Learn More
Business Interruption Insurance for Financial Security
Unexpected disruptions can happen at any time, from natural disasters to major property damage. Business interruption insurance helps protect your income during these times by covering ongoing expenses, payroll, and the cost of temporary relocation if necessary. In a city like Calgary, where unexpected weather events are common, having this coverage ensures your business can survive and recover without facing financial strain.
How Go Insurance Simplifies the Claims Process
Dealing with an insurance claim can be extremely stressful. At Go Insurance, we make the claims process simple and quick, so you can get on with your life. Our easy-to-use app allows you to submit claims, track their status, and manage your policy anytime. Our experienced brokers are also available to guide you through each step, ensuring that any disruptions are minimized and you can get back to business as soon as possible.
Coverage for Your Business Assets
Protecting your business assets is essential to maintaining smooth operations. Go Insurance offers coverage for physical assets, such as buildings, inventory, and equipment, as well as intangible assets like data and intellectual property. Our policies protect you from risks like fire, theft, and vandalism, ensuring that your business can recover quickly and continue operating even in the face of unexpected events.
Areas We Serve
We serve all of Alberta and North West Territories. Explore some of the urban areas we serve.
Specialized Insurance for Calgary Startups
Launching a startup in Calgary can be daunting at the best of times. Go Insurance offers personalized business insurance options for new ventures, including property, liability, and business interruption coverage. Our brokers work closely with startup owners to understand their specific needs, providing flexible solutions that grow as your business expands. With our support, you can focus on innovation and growth, knowing your startup is protected from unexpected risks.
Commercial Property Insurance for Calgary Businesses
Calgary businesses face unique risks, from severe weather to theft and vandalism. Go Insurance offers comprehensive commercial property insurance to protect your physical assets—whether you own an office, warehouse, or storefront. Our coverage includes protection for buildings, equipment, and inventory, ensuring your business can recover quickly from damage or loss. With Go Insurance, you can safeguard your property and continue running your business with minimal disruption.
Get a Quote
Whether your business is in the city or in a nearby community, our team is ready to assist with your insurance needs. Get a free quote today.