Protect Your Precious Items
Comprehensive Condo Insurance for Albertans
Owning a condo in Alberta comes with unique responsibilities and risks. Go Insurance offers condo insurance that protects your unit, belongings, and liabilities from unexpected events. Our policies are tailored to cover your specific needs, from protecting your personal property and interior fixtures to providing liability coverage in case of accidents. With Go Insurance, you can enjoy condominium living without worrying about potential damage or financial losses.
Protection Beyond Your Condo Association’s Policy
While your condo association’s insurance might cover the building’s exterior and common areas, it doesn’t protect the interior of your unit or your personal belongings. Go Insurance provides coverage that fills these gaps, ensuring your condominium’s interior, from fixtures to furniture, is protected. We also offer liability coverage to protect you against potential lawsuits if someone is injured within your unit. Condo insurance is essential to safeguard your investment and personal property fully.
What Does Condo Insurance Cover?
Our condo insurance policies provide a range of coverage options designed to protect your condo and personal belongings:
- Personal Property Coverage:
Protects your personal belongings like furniture, electronics, clothing, and more from theft, fire, or water damage. - Dwelling Coverage:
Covers the interior structure of your condo, including flooring, walls, cabinets, and fixtures that are not covered by your condo association’s insurance. - Liability Coverage:
Offers protection in case someone is injured in your condo unit, and you are held responsible. It covers legal fees, medical bills, and damages. - Loss Assessment Coverage:
Provides protection if your condo association levies fees to cover a claim that affects the shared areas. - Additional Living Expenses:
Covers temporary living costs if your condo becomes uninhabitable due to a covered event, such as a fire or certain types of water damage.
Enhance Your Condo Insurance with Additional Options
At Go Insurance, we offer a range of additional coverage options to enhance your standard condo insurance policy.
- Sewer Backup Coverage: Protects against damage from sewer backups, a common risk in many Alberta condos.
- Water Damage Coverage: Provides additional protection against a range of swap leaks from other units to pipe bursting, including leaks from neighbouring units.
- Valuable Items Coverage: Offers extra coverage for high-value items like jewellery, art, or collectibles that may exceed the limits of your standard policy.
- Identity Theft Coverage: Helps cover the costs and recovery efforts associated with identity theft.
How to Save on Condo Insurance
Cost is a crucial factor when setting up your condominium insurance policy. There are several ways to help you save money on your condo insurance premiums:
- Multi-Policy Discount: Save by bundling condo insurance with auto.
- Security Discount: Save if your condo has security features like alarms or monitored security systems.
- Claims-Free Discount: Lower premiums for customers with a history of no recent claims.
Essential for Owners and Investors Alike
Condo insurance isn’t just for those who live in their units—it’s also crucial for condo owners who rent out their properties. Whether you’re an owner-occupant or an investor, having the right coverage ensures that your property, belongings, and liabilities are protected. With Alberta’s varied weather conditions and potential risks, condo insurance is an essential safeguard for any condo owner.
Protect Your Condo with Critical Coverage
Don’t leave your condo and belongings exposed to potential risks. Contact Go Insurance today to get a personalised condo insurance quote. Our experienced team is here to help you find the right coverage tailored to your needs and budget, ensuring you are protected from life’s unexpected events. Get your quote now and enjoy peace of mind knowing your condo is fully covered.
Get a Quote
Trust our skilled brokers to get you an affordable insurance rate and comprehensive coverage for your condo. Get a free quote today.