Protect What Matters Most
Simple, Affordable Protection for Alberta Renters
Go Insurance’s tenant insurance provides you with ultimate protection when you need it the most. Rest easy knowing your personal belongings are protected. Our tenants’ insurance policies are tailored to meet the unique needs of tenants across Alberta, providing coverage for possessions, liability protection, and more. Whatever coverage you require, we have flexible options to suit your lifestyle and budget. Trust Go Insurance to keep you covered so you can focus on enjoying your home.
Comprehensive Coverage for Alberta Renters
Go Insurance brokers understand that tenants need coverage that reflects their specific needs and risks. That’s why we offer targeted renters insurance policies designed to provide comprehensive protection for your belongings, liabilities, and additional living expenses. With our local expertise, we’re here to guide you to choose the right level of coverage, ensuring that you’re prepared for any unexpected events. From accidental damage to theft, we provide coverage that protects your household belongings without breaking the bank.
What Does Renters Insurance Cover?
Renters, or tenants insurance goes beyond just covering your personal possessions. At Go Insurance, our policies provide a wide range of protection, including:
- Personal Property Coverage:
Protects your personal belongings, including furniture, electronics, and clothing from risks such as theft, fire, and water damage. - Liability Coverage:
Provides financial protection if someone is injured in your rental home, or if you accidentally damage someone else’s property. - Additional Living Expenses:
Covers the costs of temporary accommodation and other expenses if your rental home becomes uninhabitable due to a covered loss. - Medical Payments Coverage:
Pays for medical expenses for guests injured on your rented property, regardless of who is at fault.
Our renters insurance ensures that you are fully covered in all the important areas, helping you feel secure and protected.
Secure Your Belongings with Contents Insurance
As a renter, your personal belongings are valuable—both in terms of cost and sentimental value. Contents insurance ensures your items, from electronics and furniture to clothing, are protected against theft, fire, water damage, and other unexpected events. Even if you don’t own the property, your possessions are still at risk. With tailored contents coverage, Alberta renters or tenants can protect what matters most without overspending, ensuring safety and financial security in their rented space.
More Than Just Protection for Your Stuff
Many renters mistakenly believe their landlord’s insurance will cover their belongings. However, landlords’ policies generally cover only the building structure—not your possessions. This is where renters’ insurance comes in. Go Insurance’s policies offer benefits such as:
- Affordable Premiums: Cost-effective coverage options to fit any budget.
- Ease of Mind: Knowing that your belongings and liabilities are covered allows you to live stress-free.
- Flexible Coverage Limits: Tailored options to ensure you have adequate protection without paying for what you don’t need.
- Emergency Protection: Assistance with temporary living expenses if your home is damaged or needs repairs.
Renters insurance provides value beyond replacing possessions; it protects your lifestyle.
Common Myths About Renters Insurance
There are several myths surrounding renters’ insurance, leading many to underestimate its importance. Here are some common misconceptions:
- “My Landlord’s Insurance Will Cover Me.”
While your landlord’s policy covers the building, it won’t cover your personal belongings or liability. - “Renters Insurance Is Too Expensive.”
Renters insurance is often surprisingly affordable, especially when bundled with other policies like auto insurance. - “I Don’t Own Enough to Need Insurance.”
Even if you don’t own high-value items, replacing everyday essentials like clothing, electronics, and furniture can quickly add up. - “I’m Safe from Theft and Accidents.”
No one can predict when an incident, like a break-in, fire, or water damage, might occur.
Understanding these myths can help renters make better decisions to protect their possessions and ease their mind.
Coverage for All Types of Rental Properties
Whether you’re renting an apartment, house, condo, or townhouse, Go Insurance offers tailored renters’ insurance policies that suit your specific living situation. For those who live in shared accommodations or have unique needs, we provide options that cover everything from single rooms to entire rental properties. If you rent a motorhome or vacation trailer, we also have coverage options to protect your belongings on the road. Our flexible policies are designed to cover a variety of rental types, ensuring you’re protected no matter where you call home.
Add-Ons for Extra Protection
Go Insurance provides a range of additions to enhance your insurance as a tenant, which ensures you get a broad level of protection, including:
- Identity Theft Insurance: Offers assistance and coverage if your personal information is compromised.
- Sewer Backup Insurance: Protects against water damage from sewer or drain backups, which can be especially important in certain rental properties.
- Valuable Items Insurance: Provides additional coverage for high-value items such as jewellery, art, or electronics that exceed the limits of a standard policy.
These add-ons can be included in your policy for a more personalised insurance experience.
Tips for Reducing Your Renters Insurance Rates
At Go Insurance, we believe that great coverage shouldn’t come at a high cost. Here are some ways you can save on your monthly or annual insurance rate:
- Multi-Policy Discount:
Save by bundling renters insurance with auto. - Claims-Free Discount:
Reduced rates for policyholders who have not made recent claims. - Safety and Security Discounts:
Discounts for homes with smoke detectors, burglar alarms, or other safety features.
Our team is dedicated to helping you find the most affordable options while ensuring comprehensive coverage.
Simple and Hassle-Free Claims Process
We strive to make the claims process as straightforward as possible. If you need to file a claim, you can expect:
- Quick Reporting: Easily report the incident through our online portal or by speaking with one of our friendly agents.
- Detailed Documentation: Provide necessary documents like photos, receipts, and police reports to help expedite your claim.
- Fast Assessment: Our claims team will review and assess the situation promptly.
- Swift Resolution: Receive your claim settlement quickly to help you get back on track.
We’re here to support you every step of the way, ensuring that any loss or damage is handled smoothly and efficiently.
Ready to Protect Your Home and Belongings?
Don’t leave your personal possessions and financial security to chance. Contact Go Insurance today to get a personalised renters insurance quote. Our knowledgeable team is ready to help you find the best coverage at a price that fits your budget. Protect your precious belongings with a renters insurance policy designed for Alberta residents. Get your quote now so that you’re fully protected.
Get a Quote
Discover affordable rates and comprehensive tenant insurance coverage from one of our friendly agents today.