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Coverage For Every Mile

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Coverage For Every Mile

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Why Auto Insurance Matters in Calgary

Navigating Calgary’s busy streets, from bustling downtown to suburban neighborhoods, requires dependable auto insurance coverage. With unpredictable weather, heavy rush-hour traffic, and an increasing number of drivers on the road, having the right auto insurance is essential for staying protected. Whether you’re commuting on Deerfoot Trail, heading to the Rockies for the weekend, or simply driving around the city, we offer you a custom-made policy to match your requirements.

Customized Auto Insurance for Calgary Drivers

With Go Insurance, you’ll receive:

  • Tailored auto insurance plans to fit your needs.
  • Expert guidance from brokers who understand Calgary’s roads.
  • Dependable coverage for Calgary’s unpredictable weather and traffic.
  • Protection from unexpected incidents, including collisions, theft, and storm damage.

Comprehensive Auto Insurance Options

Go Insurance offers a range of coverage options (mandatory and non-mandatory) tailored to Calgary drivers:

  • Third-Party Liability Insurance:
    Required by Alberta law to cover third-party injuries or damages.
  • Collision Insurance:
    Covers vehicle repair costs after an accident, essential for Calgary’s winter roads.
  • Comprehensive Insurance:
    Protects against theft, fire, vandalism, and weather-related damage, such as hail.
  • Uninsured/underinsured Motorist Protection:
    Ensures protection in accidents involving uninsured or underinsured drivers.
  • Personal Injury Protection:
    Covers medical expenses and lost income for you and passengers after an accident.

Calgary-Specific Driving Challenges

Calgary’s varied geography, with its mix of urban and suburban neighborhoods, can present unique driving challenges. Winters are long and bring icy roads, while summer hailstorms pose additional risks. Heavy traffic, especially on major roads like Macleod Trail, Glenmore Trail, and Stoney Trail, also increases the chance of accidents. Go Insurance understands these challenges and provides coverage options specifically designed to address Calgary’s road conditions, ensuring your vehicle and your financial well-being are safeguarded.

Tailored Coverage for Every Driver

Go Insurance offers flexible auto insurance options that cater to each driver’s unique needs:

  • New Drivers:
    We provide affordable rates and potential discounts for young or new drivers who complete approved driver education courses, helping them start on the right foot.
  • Experienced Drivers:
    Rewarded for years of safe driving, experienced drivers can benefit from reduced premiums and additional savings.
  • Commuters:
    If you drive daily through Calgary’s rush-hour traffic, our comprehensive coverage options ensure you’re fully protected against the increased risks of frequent travel.
  • Seasonal Drivers:
    If you only drive during certain seasons, such as spring or summer, we can adjust your coverage to match your driving habits, helping you save money.

Factors Impacting Auto Insurance Rates in Calgary

Several elements affect your auto insurance premium in Calgary:

  • Driving Record: A clean driving record reduces premiums, while violations or past accidents increase costs.
  • Vehicle Type: Your car’s make, model, and year affect rates. Expensive or high-performance vehicles typically cost more to insure.
  • Location: Living in high-crime or high-traffic areas of Calgary can raise premiums.
  • Usage: How far and often you drive impacts your rate; frequent commuters usually pay more.

Why Choose Us for Your Car Insurance Needs?

Opting for Go Insurance means partnering with a team committed to your well-being. Here’s why Albertans rely on us:

  • Strengthen our Community: Committed to supporting Alberta residents through every stage of life.
  • Innovate with Purpose: Using modern solutions to ensure efficient coverage.
  • Ask Why, Inspire How: A proactive approach to providing the right coverage for your situation.
  • Our Mission: We raise the bar by delivering exceptional service and setting a new standard for excellence.
  • Empowering Protection, Elevating Expectations: We understand Alberta’s unique needs and provide tailored solutions.

By embracing these principles, we’re not just providing insurance— we’re making a lasting, positive impact in our community.

How to Save on Your Auto Insurance Premium

Saving on your auto insurance premium in Calgary is achievable with some practical ideas:

  • Bundle Your Policies:
    Combine auto and home insurance for a discount on both, maximizing your savings.
  • Safe Driving:
    Maintaining a clean driving record with no at-fault accidents or violations will help reduce your insurance rate over time.
  • Install Safety Features:
    Equipping your vehicle with safety features like anti-theft devices, winter tires, and dash cams can help lower your premium.
  • Choose a Higher Deductible:
    Opting for a higher deductible will reduce your monthly premium, though it’s important to choose a deductible that you can afford if you need to make a claim.

Add-Ons for Enhanced Coverage

Go Insurance offers a range of optional add-ons to enhance your auto insurance policy:

  • Roadside Assistance: Provides 24/7 support for emergency services like towing, flat tires, and battery boosts. This is especially helpful during Calgary’s cold winters.
  • Glass and Windshield Protection: With Calgary’s highways prone to loose gravel, chips and cracks in your windshield can happen at any time. This add-on covers the cost of repairs or replacements.
  • Gap Insurance: Protects you if your car is totaled by covering the difference between the car’s current value and the remaining amount on your loan.
  • Rental Vehicle Coverage: Covers the cost of a rental vehicle if your car is in the shop for repairs after an accident.

The Claims Process Made Simple

Filing an insurance claim shouldn’t be stressful. At Go Insurance, we’ve made the process straightforward and convenient for Calgary drivers. You can easily submit a claim online or through our user-friendly app, which also allows you to access your pink card and manage your policy. Our experienced brokers are available to support you through every step, ensuring you get back on the road as soon as possible with minimal disruption.

Specialized Coverage for High-Value Vehicles

If you own a luxury or classic car, standard auto insurance may not provide sufficient protection. Go Insurance offers specialized coverage for high-value vehicles, ensuring that your investment is fully protected. We provide agreed value and guaranteed value options, offering additional protection against risks like theft or damage. Our specialized coverage ensures that your prized possession is safeguarded, whether you’re driving around Calgary or storing your vehicle during the winter months.

Coverage for Seasonal and Recreational Vehicles

Calgary’s proximity to the mountains and lakes makes it an ideal location for enjoying recreational activities. Go Insurance offers insurance for RVs, ATVs, snowmobiles, and other recreational vehicles, ensuring you can explore Alberta’s great outdoors with peace of mind. Our policies are designed for both seasonal and year-round use, with liability, collision, and comprehensive coverage to protect your recreational lifestyle.

Areas We Serve

We are proud to serve drivers across Calgary and the surrounding areas, including:

Ultimate Vehicle Protection

Our Go Insurance brokers understand that each driver’s needs and budget are different. That’s why we offer auto insurance options that suit a variety of drivers—from daily commuters to occasional drivers. Our brokers work with you to find a plan that offers the right coverage at reasonable rates, which ensures you get value without sacrificing protection. With discounts available for safe driving, bundling policies, and more, we make insurance accessible for everyone.

Calgary’s Seasonal Driving Challenges

Calgary’s driving conditions change dramatically with the seasons, from icy winter roads to summer hailstorms. Go Insurance provides auto insurance designed to address these specific challenges, with coverage options like comprehensive protection for hail damage and collision coverage for winter accidents. Our policies help you stay protected no matter the time of year, offering peace of mind and financial security for every drive.

Get a Quote

Contact one of our brokers today for a free, personalized quote. Our experienced brokers will help you find the right vehicle insurance coverage, giving you peace of mind on every drive.

Get a Quote