Skip to content

Tailored Home Insurance in Edmonton

Get a Quote

Tailored Home Insurance in Edmonton

Get a Quote

Why Home Insurance is Essential in Edmonton?

Edmonton is a vibrant city with diverse neighborhoods, from historic homes in Old Strathcona to new developments in the southwest. Protecting your home is crucial, as properties here face a variety of risks, such as harsh winter weather, potential flooding, and theft. Go Insurance offers customizable home insurance to ensure your property and valuables are safe from the elements, theft, and more. Our custom-made solutions provide you with the coverage you need, giving you extra ease in your daily life.

Coverage Options for Edmonton Homeowners

Home insurance protects both your home’s structure and contents. Go Insurance offers coverage options for Edmonton homeowners:

  • Dwelling Coverage:
    Protects the structure of your home.
  • Personal Property Protection:
    Covers belongings like furniture and electronics.
  • Liability Coverage:
    Protects against injury or damage claims.
  • Additional Living Expenses:
    Covers temporary accommodation if your home is uninhabitable.

Customize Your Policy with Additional Coverage

Go Insurance provides optional insurance options to make your custom insurance policy just right for your home:

  • Sewer Backup Coverage:
    Edmonton’s infrastructure, combined with sudden storms, can lead to sewer backups. This coverage helps protect your home from costly damages caused by sewage overflow.
  • Overland Flood Protection:
    In recent years, Edmonton has experienced significant flooding. Overland flood protection ensures your property is covered if heavy rains or melting snow lead to water damage.
  • High-Value Item Coverage:
    If you own expensive items such as jewelry, artwork, or collectibles, this add-on provides additional coverage beyond the limits of a standard policy.

Create a policy that suits your specific needs and provides comprehensive protection for your home.

Factors Influencing Your Home Insurance Costs

Several elements impact your home insurance premium in Edmonton:

  • Home Age and Construction: Older homes or those with outdated electrical and plumbing systems may be more expensive to insure due to increased risk. The construction materials used can also influence your rate.
  • Home Location: The neighborhood you live in can affect your premium, with areas prone to flooding or higher crime rates generally leading to increased costs.
  • Coverage Amount: The extent of coverage and deductibles you choose will directly impact your premium. Higher coverage limits provide more protection but typically come with higher costs.
  • Claims History: A history of frequent claims, whether related to theft, damage, or liability, can lead to higher premiums.

How to Save on Your Home Insurance Rates

Saving on home insurance is possible with these strategies:

  • Bundle Your Policies:
    Combine home and auto insurance for discounts.
  • Install Safety Features:
    Security systems and smoke detectors can lower your insurance rate.
  • Increase Your Deductible:
    A higher deductible means a lower premium but ensure it’s affordable for you.
  • Maintain a Claims-Free Record:
    Avoiding claims helps reduce your premium over time.

Our brokers will help you identify discounts and get the best value.

Protect Your Home from Edmonton’s Unique Risks

Edmonton is known for its diverse climate, with freezing winters and occasional summer storms that can lead to water damage. Protecting your home from these specific risks is key. At Go Insurance, we offer specialized coverage that addresses Edmonton’s unique challenges, such as:

  • Cold Weather Damage: Freezing temperatures can lead to burst pipes, which can cause extensive water damage. We ensure you’re covered for repairs and related expenses.
  • Theft and Vandalism: Living in an urban environment means increased exposure to risks like theft. We provide coverage that includes the cost of stolen items, repairs, and the peace of mind that comes with knowing you’re protected.
  • Wind and Hail Protection: Storms in Edmonton can bring strong winds and hail, which may damage your roof, windows, and siding. Our comprehensive coverage options include protection from these weather-related hazards.

How Go Insurance Simplifies the Claims Process

At Go Insurance, we understand how stressful it can be when your home is damaged. Our goal is to make the claims process as smooth and hassle-free as possible. With our user-friendly app, you can easily file a claim, access your policy details, and manage your coverage all in one place. Our experienced brokers are also available to walk you through each step, ensuring prompt and efficient service. We’re committed to helping you get back to normal with minimal disruption.

Why Choose Go Insurance?

When you work with Go Insurance’s skilled brokers, it means working with a dedicated team that looks out for your well-being. Here’s why Edmontonians want to work with us:

  • Strengthen our Community: Committed to supporting Alberta residents through every stage of life.
  • Innovate with Purpose: Using modern solutions to ensure efficient coverage.
  • Ask Why, Inspire How: A proactive approach to providing the right coverage for your situation.
  • Our Mission: We raise the bar by delivering exceptional service and setting a new standard for excellence.
  • Empowering Protection, Elevating Expectations: We understand Alberta’s unique needs and provide tailored solutions.

By following these principles, we’re not just delivering insurance — we’re creating lasting, positive change in our community.

Additional Coverage for Seasonal and Vacation Homes

If you own a seasonal property or vacation home, Go Insurance can help protect it against risks while you’re away. Our policies include:

  • Dwelling Protection:
    Coverage for the structure of your vacation property.
  • Contents Coverage:
    Protects the belongings you keep at your vacation home.
  • Vandalism and Theft:
    Provides ease, knowing your property is safe even when it’s unoccupied.

With our additional coverage options, you can relax knowing that your secondary property is protected, whether it’s nestled in the mountains or by a lake.

Areas We Serve

We are proud to serve homeowners across the greater Edmonton area and the cities below.

How to Save on Your Home Insurance Premium

Lowering your home insurance premium is achievable with a few smart strategies. Bundling home and auto policies often leads to discounts, maximizing savings. Adding safety features like security systems, smoke detectors, and water leak sensors can also reduce costs. Increasing your deductible is another way to lower premiums, though it’s essential to choose a manageable amount. Maintaining a claims-free history by practicing proactive maintenance will help keep your rate as low as possible.

Factors That Impact Your Home Insurance Rate

Several factors determine your home insurance rate. The location of your property, including its proximity to fire stations and the likelihood of natural disasters, plays a significant role. The age and condition of your home, including its electrical and plumbing systems, also influence rates. Your claims history, the coverage amount you choose, and the presence of safety features further impact costs. Understanding these factors helps you make informed choices to find the best coverage.

Get a Quote

Ready to secure your Edmonton home with reliable insurance coverage? Our knowledgeable brokers will help you find the right coverage for your needs everytime.

Get a Quote