Your Home is Worth Protecting
Why Calgary Homeowners Need Reliable Insurance?
Owning a home in Calgary means enjoying everything the city has to offer, from diverse neighborhoods to stunning mountain views. However, it also means being prepared for potential risks like severe weather, theft, and other unexpected losses. Go Insurance provides tailored home insurance to protect your property and belongings, so your home is secure against the potential risks.
Tailored Home Insurance for Calgary Residents
With Go Insurance, you’ll enjoy:
- Home insurance is customized to fit your lifestyle.
- Expert guidance from Calgary-based specialists who know your needs.
- Reliable protection against Calgary’s unique challenges, from severe weather to unexpected events.
- Coverage that keeps you secure, whether it’s fire, theft, or storm damage.
Customized Home Insurance Options
Go Insurance’s team knows your home is unique, so we offer a range of coverage options tailored for Calgary homeowners:
- Dwelling Insurance: Protects your home’s structure from fire, storms, or vandalism, ensuring repairs or rebuilding after unexpected events.
- Liability Insurance: Covers medical expenses, legal fees, and damages if someone is injured on your property.
- Personal Property Insurance: Protects belongings like furniture and electronics from theft, fire, or water damage.
- Additional Living Expenses: Covers temporary accommodation costs if your home becomes uninhabitable due to a covered loss.
Protection Against Common Risks
Calgary homeowners face specific risks, including unpredictable weather, like heavy snowstorms and hail. Go Insurance offers coverage that addresses these unique challenges:
- Hail and Storm Damage: Calgary is known for its severe hailstorms, which can cause significant damage to roofs, windows, and siding. Protect against hail and other weather-related damages.
- Water and Sewer Backup Coverage: Sudden storms and flooding can lead to water damage and sewer backups. This optional coverage protects your home from costly water-related damage, giving you added security.
- Theft and Vandalism Protection: Living in an urban environment means a higher risk of theft. Go Insurance provides coverage for stolen items and any necessary repairs, ensuring that your home remains safe and secure.
Factors Impacting Home Insurance Rates
Several factors affect your home insurance premium in Calgary:
- Location:
The neighborhood you live in influences your premium. Areas prone to flooding or with higher crime rates generally cost more to insure. - Home Age/Condition:
Older homes or outdated systems increase premiums. Maintenance and upgrades help lower costs. - Coverage Amount:
Higher coverage limits mean greater protection but also higher costs. - Claims History:
Frequent claims can raise premiums. Proactive maintenance helps keep rates low.
Tips to Save on Your Home Insurance Rate
Home insurance savings are achievable with a few practical strategies:
- Bundle Policies: Combine your home insurance with auto or other policies to receive a multi-policy discount, maximizing your savings.
- Increase Your Deductible: Opting for a higher deductible will lower your monthly premium. However, ensure you’re comfortable with the out-of-pocket cost if you need to make a claim.
- Install Security Features: Adding security systems, smoke detectors, and water leak sensors can reduce your premium by minimizing the risk of damage or theft.
- Maintain a Claims-Free Record: Avoiding unnecessary claims and taking preventive measures can help you qualify for lower premiums over time.
Why Choose Go Insurance for Your Calgary Home Insurance?
When you choose Go Insurance, you adopt a team of dedicated brokers to help you get the best insurance policy for your needs. Why Calgarians trust us:
- Strengthen our Community: Committed to supporting Alberta residents through every stage of life.
- Innovate with Purpose: Using modern solutions to ensure efficient coverage.
- Ask Why, Inspire How: A proactive approach to providing the right coverage for your situation.
- Our Mission: We raise the bar by delivering exceptional service and setting a new standard for excellence.
- Empowering Protection, Elevating Expectations: We understand Alberta’s unique needs and provide tailored solutions.
By following these principles, we’re not just delivering insurance — we’re creating lasting, positive change in our community.
Coverage for High-Value Items
If you own high-value items like jewelry, fine art, or collectibles, standard home insurance may not provide sufficient coverage. Go Insurance offers additional coverage options for high-value belongings, ensuring that your prized possessions are adequately protected. Our brokers can help you determine the right level of coverage for your valuables, giving you peace of mind that your most cherished items are safeguarded.
Protect Your Condo or Rental Property in Calgary
Whether you own a condo or rent a property, Go Insurance provides coverage options designed to fit your needs:
- Condo Insurance: Covers your unit, including any upgrades you’ve made, as well as personal belongings and liability. It ensures that your investment is protected from risks like water damage, theft, and liability claims.
Learn More
- Tenant Insurance: If you’re renting, tenant insurance protects your personal belongings and provides liability coverage in case of accidents. This ensures that you’re not left vulnerable if something happens to the property you’re renting.
Learn More
Making the Claims Process Simple
Dealing with an insurance claim can be a hassle, but Go Insurance makes it easier for Calgary homeowners. Our straightforward claims process allows you to file a claim online or through our convenient app, where you can also manage your policy and access your coverage details. Our brokers are always available to guide you through each step, ensuring that you receive the support you need when it matters most.
Additional Coverage: Seasonal and Vacation Homes
If you own a seasonal property or vacation home, Go Insurance can help protect it from risks while you’re away. Our policies include:
- Dwelling Protection:
Coverage for the structure of your vacation home. - Contents Coverage:
Protects belongings kept at your seasonal property from risks like theft or weather damage. - Liability Coverage:
Covers you if someone is injured while visiting your vacation home.
These additional coverage options ensure that your secondary property is fully protected, providing you with peace of mind whether you’re enjoying your vacation or away.
Areas We Serve
We serve all of Alberta and North West Territories. Explore some of the urban areas we serve
Home Insurance for New Homeowners in Calgary
If you’re a first-time homeowner in Calgary, Go Insurance can guide you through the process of protecting your new investment. Our brokers provide personalized advice to help you understand your coverage options, from dwelling protection to liability coverage. We make sure you have everything you need to feel secure in your new home, ensuring that unforeseen events won’t derail your dreams of homeownership.
Protect Your Home from Natural Disasters
Calgary is no stranger to extreme weather, from heavy snowfall to hailstorms and floods. Go Insurance offers comprehensive coverage to protect your home from natural disasters, ensuring your property is covered against damage caused by these unpredictable events. Our tailored policies help safeguard both the structure of your home and your personal belongings, providing peace of mind throughout the year.
Get a Quote
Guard your Calgary home with reliable insurance coverage. Contact one of our experienced brokers to help you find the right coverage for your needs, ensuring your property and loved ones are secure.